Whether you are saving up to buy a new car, investing in property, or securing your child’s education, having a clear plan makes all the difference. The ICEA LION Summit Endowment Plan is a dedicated savings and protection tool designed to help you reach your specific financial goals over a flexible period of 5, 6, or 7 years.

More than just a savings pot, this plan acts as a financial safety net. It protects your hard-earned wealth by ensuring that if you face an unexpected illness, disability, or if the unthinkable happens, you or your family won't have to sell off valuable assets just to make ends meet.

Planning a big goal like buying a home, paying school fees, or starting a business
Wanting a structured and disciplined way to save
Seeking peace of mind knowing your family is covered

1. Full cover from day one
From your very first contribution, your family is protected. No waiting periods, the promised sum is guaranteed.

2. Flexible contributions
Life changes? You can reduce your monthly payment to KES. 2,000 and increase later. Stay in control.

3. Pay your way
Choose monthly, quarterly, or annual payments, whatever suits your lifestyle.

4. Add extra protection anytime
Boost your plan with low-cost add-ons:

Disability cover
Accidental death cover
Critical illness benefit
Funeral support

5. Take a break if needed
Pause contributions (re-date) and resume later without penalties.

6. Access your savings
After 3 years, borrow against your policy in emergencies.

7. Guaranteed payout at maturity
Receive your full savings plus all bonuses in one lump sum (one-time payment) — tax-free.

No stress. You can:

Take a break – pause and resume later
Pay less – temporarily lower your premiums
Automatic premium loan – after 3 years, missed payments can be covered by your policy value